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How people trick themselves into overspending It's tax-time. For many people that means handing some hard-earned money over to Uncle Sam, but for many others tax time is refund time. Theoretically, that refund is money you've earned as a part of your salary, and should be accounted for and spent like regular income. However, most people view it as "found money" and generally find a way to justify spending it on something they didn't necessarily need.
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